The Journey to Joy
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*After they had heard the king, they went on their way, and the star they
had seen when it rose went ahead of them until it stopped over the place
where ...
6 hours ago
The political and social commentaries of a man who embraces and loves life. Politics, Economics, Civil Liberties, Freedom, Nautical events, Sports, Culture, and International affairs thrown in. I am probably best described as a "fiercely independent contrarian environmentally conscious libertarian." Just when you think you have me pigeon-holed, I'll surprise you....
“Many mothers, mistrustful of food safety standards (food is simply labeled “safe”, and the exact level of radiation does not appear on produce ) would prefer their children to eat box lunches from home, made from foods carefully chosen ( preferably from faraway prefectures ) and carefully prepared….Teachers in Fukushima, however, insist that their students eat the school lunches (made with locally-grown produce) to show their loyalty to the prefecture. Children are torn between their mothers’ wishes and their fear of humiliation and punishment. This sounds hard to believe, but it’s been reported in various blog sites…and was unanimously confirmed by the Fukushima mothers that I met on Sunday. Worse yet, one mother reported that students who refuse to eat school lunches are now bullied by their peers as well as berated by their teachers.”Kanagawa Notebook
“Children are at greater risk of the dangers of radiation for many reasons. Their minute volumes, or the amount of air they breathe in one minute, are greater than adults, causing them greater exposure to radioactive gases. They also live and breathe closer to the ground and therefore closer to nuclear fallout as it settles to earth. Radioactive Iodine is readily transmitted to human breast milk. (Cesium has been detected in the breast milk of seven women in the Fukushima area.) Cow’s milk also becomes quickly contaminated when radioactive materials settle onto grazing fields.”(Carolyn Roy-Bornstein)
“…Fukushima families that managed to survive the quake and tsunami intact have been torn apart by circumstance and necessity; children have spent nearly eight months already living apart from their fathers. Women that I talked to said that even families who have stayed together in Fukushima are often divided in their thinking, with mothers hoping to evacuate and fathers wanting to stick it out. I watched an NHK special last week on a small company in Fukushima run by a group of men who have been friends since childhood; they have evacuated their wives and children and are staying on in Fukushima to keep their company going. This seems to be a common pattern, with men choosing financial stability and loyalty to the workplace rather than taking the risk of starting fresh with their families. Either choice is a hard one, and residents of Fukushima City are on their own, with no financial assistance from the central government (they are outside of the evacuation zone), and the situation complicated by community ties to the Fukushima Daiichi plant.
As Saeko told me, “I wish I had more friends working with me to halt the spread of the nuclear industry, but so many in Fukushima work for the company itself, or have connections.”
There is tension between husbands and wives, tension among friends, tension between teachers and students, and tension among students. It’s obvious by now that the central government is unable and unwilling to take responsibility for the chaos that has ensued since the meltdowns at Fukushima Daiichi. They are busy making plans to build and sell new, improved nuclear reactors in third-world, energy-starved countries. One mother that I spoke with recalled her own incredulity when she realized that families in her city had literally been abandoned by the government.
”Is there anyone at all that you trust in the Prime Minister’s cabinet?” I asked.
Saeko and her friends looked at each other and agreed, “No, no-one. “
“a broker-dealer dedicated to helping clients discover and capitalize on market opportunities. We deliver trading and hedging solutions across all assets in markets around the world. MF Global is a leading broker of commodities and listed derivatives and one of 22 primary dealers authorized to trade U.S. government securities.”But according to federal regulators, MF Global may not have ‘helped” its clients at all…rather, it has possibly gambled their clients funds away in yet another example of reckless activity by Wall Street financiers. By law, customers’ funds must be kept separate from company funds; it is suspected that this ‘firewall’ was breached by MF Global traders. As of this writing, $700 million in customer funds can not be accounted for. The commodities & derivatives trading firm is run by Jon S. Corzine, the former Governor of New Jersey and a former Goldman Sachs Executive.
Scott Olsen survived two tours in Iraq, but is in a hospital with critical injuries because of a confrontation between Occupy Oakland protesters and police. A member of the Veterans for Peace Organization, Olsen, 24, is in critical condition, according to The Guardian. "This poor guy was right behind me when he was hit in the head with a police projectile. He went down hard and did not get up," wrote Jay Finneburgh, a photographer of the protests. "I'm just absolutely devastated that someone who did two tours of Iraq and came home safely is now lying in a US hospital because of the domestic police force," said Adele Carpenter, a friend of Olsen's who spoke with The Guardian, which adds, "Olsen had only moved to Oakland in July, Carpenter said. He is a member of Veterans for Peace and Iraq Veterans Against the War, and met Carpenter through her work with the civilian soldier alliance."
Wherever the title of streets and parks may rest, they have immemorially been held in trust for the use of the public and, time out of mind, have been used for purposes of assembly, communicating thoughts between citizens, and discussing public questions. Such use of the streets and public places has, from ancient times, been a part of the privileges, immunities, rights, and liberties of citizens.
I know most of you plan to move your bank accounts on or before November 5 and I just wanted to share the experience my wife and I went thorough today. I expect you'll likely have the same experience.
My wife had a BofA account from when she was in college. We went in to our local branch to close out her account.
First off, they are already feeling the squeeze of people leaving. The rep asked us if we were leaving because of the fees. My wife said she was for that reason. The rep then decided to try and educate us on the fees. Don't listen to them. My wife stood to her guns that she wanted to just join a local credit union to support our local economy, etc.. That ended the rep's attempt to keep my wife a customer.
My wife had her account closed and she pulled out all her money. Total time, about 20 minutes at most.
My experience was a bit different as I was with Chase, and had a lot more money in my account.
I walked into my local branch and spoke with the branch manager about closing my account. So she helped me.
Once we say in her cubicle, she asked me why I was leaving. I told her I wanted to move to a local bank and help with our community by investing in it by being a customer. I could tell this conversation was going to be difficult.
It literally took me 30 minutes to close my account. But the branch manager was freaked out because of me closing my account, she was worried her district manager would ask why I was closing my account. I then told her this, "look this isn't anything against you or any of your tellers in this branch. I'm just not comfortable having my life savings wrapped up with Chase. I've read plenty of news articles about shady practices Chase has been in. I'm worried that Chase invests money in other states with bad loans. I'm not comfortable letting a for profit company take everything I saved and make bad choices. I dont want to contribute to the cause. I want to take my money, put it in my local credit union, and help them give borrowing capability to my community."
She looked like she was about to cry. I didn't say it in a dick tone mind you. I just felt that she would have to answer to her boss why someone pulled their entire savings out in one day, she had to know the truth.
At any rate, my wife and I opened our new credit union accounts and we're happy. I'm in my 30s and I remember as a kid, banks used to have a personal feel to them and our credit union has that. Everyone smiling, chocolate candy dish at the front desk, it just feels good.
So the point of this rant is I wanted to just give everyone a heads up about these things:
• remember, the teller, manager, branch manager are not the enemy. They're part of 99% too and they need to earn a living. Please don't take your frustration of fees and other problems out on them. I almost did until I stopped myself.
• when asked about why you're leaving, be honest. Not happy with the $5 fee? Let them know. Not happy they foreclosed on homes of friends? Let them know. As we draw out our funds, the district managers will know something is up and ask their branch managers. If the branch managers have our feedback to give, it could really affect changes in the future.
• stick to your guns. If they dangle a free toaster in front of you, ignore it. It'll make things easier if you pick out a bank ahead of time. It took us ten minutes to find the one we liked. We compared the two banks and decided the CU was way better and was worth an hour or two of our time. If you have an idea of how much better a new bank is, it'll be easier to get rid of the old one.
• don't feel guilty for leaving your bank. I did for a bit, but kept reminding myself that our CU was going to make life easier.
If you feel compelled to tell the CEO of your old bank after you leave, do it. You might feel better. Just don't write any nasty things. Be honest and tell them you left because of this list of reasons. Sorry I you couldn't stay with them, but you found a better bank because they don't have these list of reasons after bank.
Here is a list of the big four banks I could think of. These are the email addresses of the CEOs:
Chase - jamie.dimon@jpmchase.com
BofA - brian.t.moynihan@bankofamerica.com
Wells Fargo - John.G.Stumpf@wellsfargo.com
Citibank - Vikram.Pandit@citi.com
Finally: When closing your bank account, be courteous on your way out the door and don't take it out on the bank staff.